If you become disabled you may be eligible for LTD benefits after a 180-day waiting period. The LTD benefit is 60% of your monthly base pay minus deductible sources of income. The maximum monthly benefit is $7,500. The minimum monthly benefit is $100. Once qualified, you may continue to receive benefits beyond 24 months if you are unable to perform occupational duties you could reasonably be expected to perform, considering your education, training and experience.

For more information about this benefit please visit the Standard Insurance Company or refer to the 2010 Master Plan Document and click on the Long-Term Disability chapter in the Table of Contents.